[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.siberon.sk\/mlade-rodiny-sa-chcu-osamostatnit\/#Article","mainEntityOfPage":"https:\/\/www.siberon.sk\/mlade-rodiny-sa-chcu-osamostatnit\/","headline":"Mlad\u00e9 rodiny sa chc\u00fa osamostatni\u0165","name":"Mlad\u00e9 rodiny sa chc\u00fa osamostatni\u0165","description":"Mlad\u00e9 rodiny sa naozaj chc\u00fa osamostatni\u0165 od svojich rodi\u010dov, niekedy im ale ch\u00fdba dostatok pe\u0148az\u00ed na k\u00fapu vlastn\u00e9ho nov\u00e9ho rodinn\u00e9ho domu.\u00a0Ke\u010f vt\u00e1\u010dik vylet\u00ed z rodn\u00e9ho…","datePublished":"2023-10-26","dateModified":"2023-10-26","author":{"@type":"Person","@id":"https:\/\/www.siberon.sk\/author\/#Person","name":"","url":"https:\/\/www.siberon.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"siberon.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.siberon.sk\/wp-content\/uploads\/family-2923690_640_3.jpg","url":"https:\/\/www.siberon.sk\/wp-content\/uploads\/family-2923690_640_3.jpg","height":0,"width":0},"url":"https:\/\/www.siberon.sk\/mlade-rodiny-sa-chcu-osamostatnit\/","about":["Dom"],"wordCount":395,"articleBody":"Mlad\u00e9 rodiny sa naozaj chc\u00fa osamostatni\u0165 od svojich rodi\u010dov, niekedy im ale ch\u00fdba dostatok pe\u0148az\u00ed na k\u00fapu vlastn\u00e9ho nov\u00e9ho rodinn\u00e9ho domu.\u00a0Ke\u010f vt\u00e1\u010dik vylet\u00ed z rodn\u00e9ho hniezda, mysl\u00ed si, \u017ee bude hne\u010f vo\u013ene lieta\u0165. Naivn\u00e9 predstavy ale r\u00fdchlo narazia na z\u00e1kladn\u00fd probl\u00e9m. A to s\u00fa financie potrebn\u00e9 na obstaranie vlastnej nehnute\u013enosti. Ist\u00fdm rie\u0161en\u00edm je zabezpe\u010denie si podn\u00e1jmu. Aj tento stav je ale zv\u00e4zuj\u00faci, nako\u013eko ste samostatn\u00fd iba pok\u00fdm zvl\u00e1date plati\u0165 n\u00e1jomn\u00e9. Pri probl\u00e9moch s platen\u00edm v\u00e1m ale hroz\u00ed vys\u0165ahovanie. Neistota je pr\u00edtomn\u00e1 v\u017edy a ch\u00fdbaj\u00fa ur\u010dit\u00e9 \u017eivotn\u00e9 istoty.\u00a0Skuto\u010dnos\u0165 je bohu\u017eia\u013e tak\u00e1, \u017ee 80% mlad\u00fdch rod\u00edn nem\u00e1 dostatok financi\u00ed na k\u00fapu domu a preto s\u00fa n\u00faten\u00fd k alternat\u00edvnym rie\u0161eniam. A\u017e 50% mlad\u00fdch rod\u00edn nem\u00e1 dostato\u010dn\u00e9 podmienky na to, aby mohli by\u0165 \u017eiadate\u013emi o hypotek\u00e1rny \u00faver. A takmer ka\u017ed\u00e1 mlad\u00e1 rodina je u\u017e vo svojich za\u010diatkoch zad\u013a\u017een\u00e1 minim\u00e1lne jedn\u00fdm spotrebn\u00fdm \u00faverom alebo \u00faverom na b\u00fdvanie.\u00a0Hypot\u00e9ka je pre mnoh\u00fdch iba snom. T\u00ed, ktor\u00fd ju maj\u00fa hovoria, \u017ee je to ich no\u010dn\u00e1 mora. Rozsah hypot\u00e9ky je \u010dasto nieko\u013eko desiatok tis\u00edc eur. Pr\u00e1ve to je d\u00f4vod vy\u0161\u0161\u00edch mesa\u010dn\u00fdch spl\u00e1tok, ktor\u00e9 s\u00fa rozdelen\u00e9 v horizonte nieko\u013ek\u00fdch rokov. Po\u010das tohto obdobia si rodina mus\u00ed utiahnu\u0165 opasok a hlavne, udr\u017ea\u0165 si stabiln\u00fd pr\u00edjem. V opa\u010dnom pr\u00edpade by o svoju vysn\u00edvan\u00fa nehnute\u013enos\u0165 mohli pr\u00eds\u0165.\u00a0Pre t\u00fdch, ktor\u00fd si nepotrpia na klasick\u00e9 murovan\u00e9 domy, s\u00fa tu ale alternat\u00edvy, ktor\u00e9 ich nezv\u00e4zuj\u00fa nieko\u013eko rokov a na ktor\u00e9 nemusia dlho \u010daka\u0165. Re\u010d je o drevo – domoch, mobiln\u00fdch domoch alebo modulov\u00fdch domoch. Ich trend sem pri\u0161iel zo z\u00e1padu a r\u00fdchlo sa tu udom\u00e1cnil. Jeho dynamicky sa meniace vizu\u00e1ly, schopnos\u0165 prisp\u00f4sobi\u0165 sa predstav\u00e1m bud\u00facich majite\u013eov a n\u00edzkej obstar\u00e1vacej cene ich zaradila medzi ob\u013e\u00faben\u00e9 formy b\u00fdvania pre mlad\u00e9 rodiny. Ich dostupnos\u0165 je l\u00e1kav\u00e1 a rovnako tak aj ich cena. Pr\u00e1ve toto m\u00f4\u017ee by\u0165 bud\u00facnos\u0165 b\u00fdvania pre mlad\u00fdch \u013eud\u00ed.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mlad\u00e9 rodiny sa chc\u00fa osamostatni\u0165","item":"https:\/\/www.siberon.sk\/mlade-rodiny-sa-chcu-osamostatnit\/#breadcrumbitem"}]}]